Indianapolis-based Anthem will soon begin offering insurance products to residents of Virginia that allow people to establish health savings accounts, the Richmond Times-Dispatch reports (Rayner, Richmond Times-Dispatch, 9/3). Under the new Medicare law, HSAs, which allow individuals to save funds tax-free for future medical expenses, are available to members of health plans that have a deductible higher than $1,000 for an individual and $2,000 for a family. Employees, employers or both can contribute as much as a combined $2,600 for individuals and $5,150 for families for HSAs each year. In addition, employees can establish HSAs when employers do not offer them (Kaiser Daily Health Policy Report, 7/26). Anthem's new insurance plans, created in conjunction with JPMorgan Chase Bank, will combine a preferred provider organization high-deductible health plan with an HSA. Beneficiaries will be able to use checks and debit cards to pay for qualified medical expenses out of the HSA. Deductibles for the plans will be as low as $1,200 for individuals and $2,400 for families. The plans will be available to employer groups Oct. 1 and to individuals Jan. 1 (Richmond Times-Dispatch, 9/3).